Tip Credit.

Privacy Policy

Last updated October 13, 2026

This policy covers tipcreditestimate.com ("Tip Credit", "we"), operated by Cypress Consulting.

What we collect

The details you enter: your name, mobile number, email, business name, state, business type, number of tipped employees and your answers about tips and Form 8846, plus the estimator inputs. We also record the consent you give, the time, your IP address and browser, and how you arrived (for example, the ad or search that brought you here). We never ask for your Social Security number, bank details or home address on this site.

How we use it

To contact you about your FICA Tip Credit estimate and application, to keep records of consent, and to measure and improve our advertising.

Who we share it with

With Tip Tax Refund, a CPA firm, which handles the official application, reviews eligibility and prepares any filing. Anything you enter on Tip Tax Refund's own application is covered by their privacy policy. With service providers that help us run this site and contact you (hosting, email, text messaging, analytics). With advertising platforms (Google and Meta) in hashed form, to measure which ads lead to inquiries. We do not sell your personal information.

SMS opt-in and text messaging

You can choose to receive text messages from Tip Credit by ticking one or both optional, unchecked boxes on our estimate form: one for texts about your estimate and application, one for occasional marketing texts. Consent is not a condition of any purchase. When you opt in we record your mobile number, which boxes you ticked, the exact consent wording, the time, your IP address and the page. Message frequency varies; message and data rates may apply. Reply STOP to any text to opt out, or HELP for help. See our SMS terms.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the categories of sharing above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, except the text messaging providers that deliver our messages.

Cookies and tracking

We use cookies and similar technologies to keep the site working, remember your progress through the form, and measure our advertising. These include analytics and advertising tags from Google and Meta, which may set cookies to tell us which ads or searches led to an inquiry. You can block or delete cookies in your browser settings; the estimate form still works without advertising cookies.

How we protect your information

Data is encrypted in transit (HTTPS) and stored with providers that encrypt it at rest. Access is limited to the people who need it to follow up on your estimate, and protected by sign-in. We keep information only as long as needed for your inquiry and our legal records. No method of transmission or storage is perfectly secure, but we take reasonable measures to protect your information.

Your rights and choices

Reply STOP to any text to stop messages, or use the unsubscribe link in any email. Email us to access, update, correct or delete your information, subject to records we must keep.

Contact

Tip Credit · hello@tipcreditestimate.com · +1 (404) 748-5627

Tip Credit is an independent referral partner of Tip Tax Refund, a CPA firm. We are not a CPA firm and do not prepare tax returns. Applications are completed directly with Tip Tax Refund, which determines eligibility and prepares any filing.

Fee: 25% of the credit recovered, charged by Tip Tax Refund only if a credit is recovered. The estimate is free.

Eligibility is determined by CPA review. Results vary based on each business's tax situation. The FICA Tip Credit (IRC §45B) is claimed on IRS Form 8846; estimates on this page are illustrative. Tip Credit does not provide tax or legal advice and is not affiliated with the IRS or any government agency.

Tip Credit is operated by Cypress Consulting, 1304 Devonshire Rd, Grosse Pointe Park, MI 48230. Contact: hello@tipcreditestimate.com, +1 (404) 748-5627.

© 2026 Tip Credit